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We appreciate a unique collection

We appreciate the dedication it takes to build a unique collection of artwork, jewellery, wine, antiques or virtually any other rarities. We share this dedication when it comes to insuring it and create a thorough plan to safeguard valued possessions, as if they were our own.

Benefits of Markham’s Private Collections Insurance


Comprehensive cover

Insure virtually any collectible. Cover is for any property damage or loss due to ‘all risks’ including fire, theft, earthquake, flood and breakage – almost anywhere in the world.

Newly acquired items

We will automatically cover newly acquired collectibles, up to 25% of the value shown under the Collections category in the schedule, for 90 days. The Collections sum insured can increase if cover is no longer adequate.

Market appreciation

If there has been a valuation of the item carried out within the last 24 months prior to any claim, cover is in place for up to 150% of the amount scheduled. We realise that a private collection is an appreciable asset and as such requires insurance that keeps up with its market value.

Items on exhibition, display or loan

Cover is provided for items that may be damaged when moved to or from exhibitions and/or while they are on display or loan.

Defective title

In the event of a covered loss, we will pay up to £25,000 or 5% of the collection sum insured, whichever is less.

Pair or set

Clients can choose whether to repair, replace or surrender undamaged items that are part of a pair or set when there is damage to an item in that set or pair.

Death of an artist

If an item is damaged or lost and it is by an artist who has recently died, cover is provided for up to 200% of the amount insured (up to £150,000), as long as a valuation was undertaken in the 36 months before the claim.

Items in transit

We understand that fine collectibles need protection even in transit. That is why cover is provided for collections when transported. We can also provide complimentary consultations to determine the best transit options available to safely transport unique collectibles.

Wine cover

Liquid assets are just as important as any other fine collectible. Choose one overall cover limit or insure individual bottles. Cover is included for spoilage due to mechanical breakdown of climate-control systems and for breakage.
* Please Note – The above are just some of the benefits of the type of insurance cover available through the panel of insurers we access.  Cover varies policy to policy – please ask the team for full details.