Escape of water (EOW) remains the leading cause of UK home insurance claims, costing insurers over £1 billion annually. With cold weather, the risk of burst pipes and internal leaks increases.
In 2023 alone, 42% of home insurance claims were due to escape of water – many of which were preventable.
Common causes include:
- Frozen or poorly lagged pipes
- Faulty boilers
- Leaking washing machines and dishwashers
- Failing or poorly installed internal pipework
Insurers are tightening terms, with some now restricting or excluding EOW cover unless approved leak protection systems are installed.
How Clients Can Reduce the Risk
- Lag all pipes, particularly in lofts and outbuildings
- Maintain low-level heating during cold periods
- Turn off and drain water systems in unoccupied or holiday homes
In addition, a trusted leak detection and prevention solution designed to reduce damage, claims, and insurer concern.
Speak to us about Leak detection and how proactive water leak protection can help your clients:
- Reduce claims
- Protect insurability
- Potentially lower premiums and excesses